Approvals
A cost can wait for a yes.
Send an expense for approval. A rejection needs a reason. The person who submitted it can see the result.
Vea Pay Business
Get paid, pay people, run payroll, take in-person sales, and keep invoices, bills, cards, and treasury in one business account.

Services
How it works
01
Register the company. Personal money stays in its own account.
02
Invoices, payment links, the counter, supplier bills, and transfers.
03
Cards, approvals, payroll, reports, and the people who can do each one.
Accounts
Balances, activity, and what is still open sit on one desk. Company money stays separate from personal money.

Invoice
INV-1042
VeaPay Pay · link, invoice, or counter
Open
A payment link carries the amount and the title you wrote.
Get paid
Raise an invoice, send a link, and see what is still outstanding. Customers live beside the invoices they owe.
Customer name, email, and phone
Open and paid invoices
A link the customer can pay
Point of sale
Enter the amount and a note, confirm with a PIN, and the sale credits the business account. The same account holds online payments and invoices.
Open a business account
Payments and transfers
Choose the recipient, review the amount, and confirm with a PIN. A bill payment and a transfer follow the same review. The receipt stays in activity.
Bills and expenses
A supplier bill keeps the amount and the due date. An expense keeps the receipt and goes to the person who can approve it.
Supplier bill
Amount, due date, and payment
Expense
Receipt, category, and owner
Outstanding
What is still unpaid
Approvals
Send an expense for approval. A rejection needs a reason. The person who submitted it can see the result.
Owner and Admin run the workspace. Finance and Accountant keep the books. A Manager approves expenses. An Employee submits them.
A card for the team, with a limit and a freeze. Spend shows with the person who made it.
Payroll
Review what each person is due, then run payroll into the business account. The run stays with the rest of the books.
Cash flow, reports, reconciliation
Cash flow, reports, and reconciliation read the same invoices, bills, and payments. Export when you need the file.
In
Payments and paid invoices
Out
Bills, expenses, and payroll
Due
Invoices and supplier dates still open
Reports summarise the period and export with the books.
Match a received payment to the invoice, or leave it pending until you do.
Exchange
Move between naira, dollars, euros, and pounds. The rate and the fee are shown before you confirm.
FX forwards
Choose the amount, the currency, and the date. The quote uses the rate on screen for that date.
Treasury
Money the company is keeping aside sits next to the operating balance, so both are visible.
A company crypto balance at the public quote, in the same treasury view as cash.
Buy, sell, or send a gift card from the business account. The rate is shown before you pay.
Platform
Rules for the work that repeats: reminders and the steps you want the workspace to take.
A workspace key and reads for market quotes, with the books available in the signed-in workspace.
Payments, accounting, and payroll connect to the tools already in the account: links, reconciliation, and pay runs.
Business plan
The business account includes the services on this page. Open it when you register a company.
Invoices, customers, and payment links
Point of sale
Transfers and supplier bills
Expenses, approvals, and team roles
Company cards and payroll
Cash flow, reports, and reconciliation
Exchange and FX forwards
Treasury, crypto, and gift cards
Automation, API, and integrations
App
An iPhone or Android app is not published yet. Use Vea Pay in the browser. Store buttons switch on when a real listing exists.
Start