Naira account
A balance you can add to, send from, and read on a statement.
Vea Pay Personal
More clarity over your money. More freedom in how you use it.
Send, hold naira beside other currencies, pay bills, use a card, buy a gift card, and keep a vault. The account is yours.
Everyday money
The account you open, and the activity on it.
Joint account
Two people sharing one naira view. Spending still asks for a PIN.
Professional account
Client work and a dollar balance beside personal money, without mixing the books.
Ages 16–17
A first naira balance, with savings a parent can see.
Parents
Allowances and a view of a younger account, next to the household money.
Send
Send locally or abroad.
Move naira to a Nigerian account, or start an international transfer from the same place. You review the amount before a PIN. The receipt stays where you can open it later.
- Bank transfer in Nigeria
- International transfers
- A receipt you can open later
Cards
Cards for naira and for dollars.
A naira card for everyday spend, and a dollar card for subscriptions billed abroad. Freeze either one, and set a limit you can read.
- Naira card
- Dollar card
- Disposable and crypto cards
- Limits and freeze
Bills
Airtime, data, and the bills that repeat.
Pay airtime, mobile data, electricity, cable, and internet from the account. A due date sits on the bill so you can see what is next.
Mobile and data plans live here. A trip budget lives with travel.
- Mobile and data
- Electricity
- Cable and internet
Budgets and spending
Categories, and a month you can scan.
Spending, income, and a savings rate come from the activity on the account. A budget is the number you set for the month.
This month
Spend
Recorded
Income
Bills ahead
Due
Vault
A vault for money you are not spending.
Name a goal, set a target, and move money toward it. Automations can remind you. They move funds when you confirm. The balance stays where you can see it.
- Named goals
- Automatic plans
- A balance you can see
Tuition
School fees, without a separate app.
Parents and students keep fees, allowances, and school payments next to the rest of the money.
- Parents
- Students
- Fees and allowances
Lifestyle
Travel, rewards, and the month ahead.
A trip budget, VeaPay Points, and a view of the subscriptions you already pay.
- Travel budget
- VeaPay Points
- Subscriptions you already pay
Multi-currency
Naira, dollars, euros, and pounds.
Keep a naira account beside USD, EUR, and GBP. Exchange uses the quote on screen. International transfers start from the same send flow.
NGN
Naira
USD
Dollar
EUR
Euro
GBP
Pound
Markets
Stocks, crypto, and gold, with the quote on screen.
Stocks
Nigerian and US names at a public quote, cached for about a minute. Your Vea Pay portfolio sits with the rest of the account.
Crypto
Bitcoin, ether, and stablecoins at a public quote. A completed order updates your Vea Pay balance.
Commodities
Gold is listed as Vea Pay Gold, in the same catalogue as stocks and crypto.
Gift cards
Buy, sell, or send a gift card.
Retail brands, a rate you can calculate, and a card you can send with a note. The rate is shown before you pay.
- Buy
- Sell
- Send
Also in the account
VeaPay Points
Points from activity you already do. 1,000 points become ₦100 in the wallet.
VeaPay AI
Ask what you spent, what is due, or what a transfer would do. A transfer still needs your PIN.
Shield
Freeze the account, review sign-in activity, and keep a PIN on anything that moves money.
Personal plans
Standard, Plus, Premium, and Ultra.
Choose the package that matches how you use the account. Create a personal account to get started.
Standard
Everyday money for one person.
- Naira account
- Send, receive, and bills
- Vault and budgets
Plus
Cards and rewards on top of Standard.
- Card controls
- VeaPay Points
- A support queue
Premium
More room for FX and lifestyle.
- Multi-currency
- Travel budget
- Gift cards
Ultra
Wealth and a wider travel set.
- Invest
- Wealth view
- Priority help
App
Vea Pay on your phone.
An iPhone or Android app is not published yet. Use Vea Pay in the browser. Store buttons switch on when a real listing exists.
Coming soonApp StoreiPhoneComing soonGoogle PlayAndroid
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